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Birth date
Business use

Birth date
In most provinces, insurance premiums will vary depending on age. For example, full-time students and retirees fall into different age groups whose rates are different. However, note that in Nova Scotia, age is not a factor and will not affect insurance premiums.

Business use
The more you use your vehicle, the higher the risk that you'll be involved in an automobile accident. People who use their vehicle for business will have a higher premium than those who do not. Business use includes driving to appointments or presentations or if you are a salesperson on the road.


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